fix(baseapp): ensure finalize block response is not empty (backport #23879)

[mergify]

in the defer check of FinalizeBlock to avoid panic by nil pointer

Description

Closes: #XXXX

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Summary by CodeRabbit

• Bug Fixes
  • Resolved a security vulnerability in the IBC module by updating an underlying dependency. Users will need to adjust their dependency configuration accordingly.
  • Enhanced the block finalization process with improved error handling to ensure subsequent operations run only when valid responses are available, reducing the risk of runtime issues.
• Tests
  • Added a new test to validate the block finalization process and ensure proper error handling when encountering configuration issues.

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This is an automatic backport of pull request #23879 done by [Mergify](https://mergify.com).

[mergify]

Cherry-pick of 05df209 has failed:

On branch mergify/bp/release/v0.53.x/pr-23879
Your branch is up to date with 'origin/release/v0.53.x'.

You are currently cherry-picking commit 05df209fa.
  (fix conflicts and run "git cherry-pick --continue")
  (use "git cherry-pick --skip" to skip this patch)
  (use "git cherry-pick --abort" to cancel the cherry-pick operation)

Changes to be committed:
	modified:   baseapp/abci.go
	modified:   baseapp/abci_test.go

Unmerged paths:
  (use "git add <file>..." to mark resolution)
	both modified:   CHANGELOG.md

To fix up this pull request, you can check it out locally. See documentation: https://docs.github.com/en/pull-requests/collaborating-with-pull-requests/reviewing-changes-in-pull-requests/checking-out-pull-requests-locally

[github-actions]

Change potentially affects state.

Call sequence:

(*github.com/cosmos/cosmos-sdk/baseapp.BaseApp).FinalizeBlock (baseapp/abci.go:856)