refactor(webhooks): default to triggering webhooks for all the states in payments, refunds and payouts flow

[kashif-m]

Type of Change

• Bugfix
• New feature
• Enhancement
• Refactoring
• Dependency updates
• Documentation
• CI/CD

Description

Updated business profile webhook status defaults to derive the fallback lists from the enum variants (IntentStatus, RefundStatus, PayoutStatus).

Additional Changes

• This PR modifies the API contract
• This PR modifies the database schema
• This PR modifies application configuration/environment variables

Motivation and Context

Keeps default webhook trigger statuses in sync with their enums as new variants are added.

How did you test it?

Pre-requisites

• Create a merchant account with empty payment_statuses_enabled, refund_statuses_enabled, payout_statuses_enabled

Pre-requisites

• Create a merchant account with empty payment_statuses_enabled, refund_statuses_enabled, payout_statuses_enabled

Create a payment

cURL

curl --location --request POST 'http://localhost:8080/payments' \
    --header 'Content-Type: application/json' \
    --header 'Accept: application/json' \
    --header 'x-cug-user: true' \
    --header 'api-key: dev_Ot8dGYccvZMGw390URGs3iZoIz7wkkfeqr2dKN60s8oIuzX0lpA4f5r21AjzzgE8' \
    --data-raw '{"amount":6500,"currency":"EUR","confirm":true,"capture_method":"automatic","capture_on":"2022-09-10T10:11:12Z","customer_id":"cus_E1FFR5t0Td7rCVUsHrOq","email":"guest@example.com","name":"John Doe","phone":"999999999","phone_country_code":"+65","description":"Its my first payment request","authentication_type":"three_ds","return_url":"https://hyperswitch.io","setup_future_usage":"off_session","customer_acceptance":{"acceptance_type":"online","accepted_at":"1963-05-03T04:07:52.723Z","online":{"ip_address":"127.0.0.1","user_agent":"amet irure esse"}},"connector":["adyen"],"payment_method":"card","payment_method_data":{"card":{"card_number":"4917 6100 0000 0000","card_exp_month":"03","card_exp_year":"2030","card_holder_name":"New Cust","card_cvc":"737"}},"billing":{"address":{"line1":"1467","line2":"Harrison Street","line3":"Harrison Street","city":"San Fransico","state":"California","zip":"94122","country":"NL","first_name":"John"},"email":"guest@example.com"},"statement_descriptor_name":"joseph","statement_descriptor_suffix":"JS","metadata":{"udf1":"value1","new_customer":"true","login_date":"2019-09-10T10:11:12Z"},"browser_info":{"ip_address":"129.0.0.1","user_agent":"Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/120.0.0.0 Safari/537.36","accept_header":"text/html,application/xhtml+xml,application/xml;q=0.9,image/webp,image/apng,*/*;q=0.8","language":"en-US","color_depth":32,"screen_height":1117,"screen_width":1728,"time_zone":-330,"java_enabled":true,"java_script_enabled":true}}'

Response

{"payment_id":"pay_zBfqaLWHOLSbjMaOsaxm","merchant_id":"merchant_1769086763","status":"requires_customer_action","amount":6500,"net_amount":6500,"shipping_cost":null,"amount_capturable":6500,"amount_received":null,"processor_merchant_id":"merchant_1769086763","initiator":null,"connector":"adyen","client_secret":"pay_zBfqaLWHOLSbjMaOsaxm_secret_nUI21ld0SEVnINUM1Blj","created":"2026-01-22T12:59:35.455Z","modified_at":"2026-01-22T12:59:37.019Z","currency":"EUR","customer_id":"cus_E1FFR5t0Td7rCVUsHrOq","customer":{"id":"cus_E1FFR5t0Td7rCVUsHrOq","name":"John Doe","email":"guest@example.com","phone":"999999999","phone_country_code":"+65"},"description":"Its my first payment request","refunds":null,"disputes":null,"mandate_id":null,"mandate_data":null,"setup_future_usage":"off_session","off_session":null,"capture_on":null,"capture_method":"automatic","payment_method":"card","payment_method_data":{"card":{"last4":"0000","card_type":"CREDIT","card_network":"Visa","card_issuer":"BANKPOLSKAKASAOPIEKIS.A.(BANKPEKAOSA)","card_issuing_country":"POLAND","card_isin":"491761","card_extended_bin":null,"card_exp_month":"03","card_exp_year":"2030","card_holder_name":"New Cust","payment_checks":null,"authentication_data":null},"billing":null},"payment_token":null,"shipping":null,"billing":{"address":{"city":"San Fransico","country":"NL","line1":"1467","line2":"Harrison Street","line3":"Harrison Street","zip":"94122","state":"California","first_name":"John","last_name":null,"origin_zip":null},"phone":null,"email":"guest@example.com"},"order_details":null,"email":"guest@example.com","name":"John Doe","phone":"999999999","return_url":"https://hyperswitch.io/","authentication_type":"three_ds","statement_descriptor_name":"joseph","statement_descriptor_suffix":"JS","next_action":{"type":"redirect_to_url","redirect_to_url":"http://localhost:8080/payments/redirect/pay_zBfqaLWHOLSbjMaOsaxm/merchant_1769086763/pay_zBfqaLWHOLSbjMaOsaxm_1"},"cancellation_reason":null,"error_code":null,"error_message":null,"unified_code":null,"unified_message":null,"error_details":null,"payment_experience":null,"payment_method_type":"credit","connector_label":null,"business_country":null,"business_label":"default","business_sub_label":null,"allowed_payment_method_types":null,"manual_retry_allowed":null,"connector_transaction_id":"H4XCXRN982TBJWT5","frm_message":null,"metadata":{"udf1":"value1","login_date":"2019-09-10T10:11:12Z","new_customer":"true"},"connector_metadata":null,"feature_metadata":{"redirect_response":null,"search_tags":null,"apple_pay_recurring_details":null,"gateway_system":"direct"},"reference_id":"H4XCXRN982TBJWT5","payment_link":null,"profile_id":"pro_4bFmAnt3jwGrRZc5AtKc","surcharge_details":null,"attempt_count":1,"merchant_decision":null,"merchant_connector_id":"mca_UCAvFcIDzZrKTIo6itUQ","incremental_authorization_allowed":false,"authorization_count":null,"incremental_authorizations":null,"external_authentication_details":null,"external_3ds_authentication_attempted":false,"expires_on":"2026-01-22T13:14:35.455Z","fingerprint":null,"browser_info":{"language":"en-US","time_zone":-330,"ip_address":"129.0.0.1","user_agent":"Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/120.0.0.0 Safari/537.36","color_depth":32,"java_enabled":true,"screen_width":1728,"accept_header":"text/html,application/xhtml+xml,application/xml;q=0.9,image/webp,image/apng,*/*;q=0.8","screen_height":1117,"java_script_enabled":true},"payment_channel":null,"payment_method_id":"pm_8sE2Y4fGcpKSHAwQJxiN","network_transaction_id":null,"payment_method_status":"inactive","updated":"2026-01-22T12:59:37.019Z","split_payments":null,"frm_metadata":null,"extended_authorization_applied":null,"extended_authorization_last_applied_at":null,"request_extended_authorization":null,"capture_before":null,"merchant_order_reference_id":null,"order_tax_amount":null,"connector_mandate_id":null,"card_discovery":"manual","force_3ds_challenge":false,"force_3ds_challenge_trigger":false,"issuer_error_code":null,"issuer_error_message":null,"is_iframe_redirection_enabled":null,"whole_connector_response":null,"enable_partial_authorization":null,"enable_overcapture":null,"is_overcapture_enabled":null,"network_details":null,"is_stored_credential":null,"mit_category":null,"billing_descriptor":null,"tokenization":null,"partner_merchant_identifier_details":null,"payment_method_tokenization_details":{"payment_method_id":"pm_8sE2Y4fGcpKSHAwQJxiN","payment_method_status":"inactive","psp_tokenization":false,"network_tokenization":false,"network_transaction_id":null,"is_eligible_for_mit_payment":false}}

Outcome

• Should've received a webhook

Create a payout

cURL

curl --location --request POST 'http://localhost:8080/payouts/create' \
    --header 'Content-Type: application/json' \
    --header 'api-key: dev_Ot8dGYccvZMGw390URGs3iZoIz7wkkfeqr2dKN60s8oIuzX0lpA4f5r21AjzzgE8' \
    --data-raw '{"amount":10000000,"currency":"EUR","profile_id":"pro_4bFmAnt3jwGrRZc5AtKc","customer":{"id":"cus_E1FFR5t0Td7rCVUsHrOq","email":"new_cust@example.com","name":"John Doe","phone":"999999999","phone_country_code":"+65"},"connector":["adyen"],"description":"Its my first payout request","payout_type":"card","payout_method_data":{"card":{"card_number":"4111111111111111","expiry_month":"03","expiry_year":"2030","card_holder_name":"John Doe"}},"billing":{"address":{"line1":"1467","line2":"Harrison Street","line3":"Harrison Street","city":"San Fransico","state":"CA","zip":"94122","country":"US","first_name":"John","last_name":"Doe"},"phone":{"number":"8056594427","country_code":"+91"}},"entity_type":"Individual","recurring":true,"metadata":{"ref":"123"},"confirm":true,"auto_fulfill":true}'

Response

{"payout_id":"payout_lNhO1fzAWrR6CQXUxC3D","merchant_id":"merchant_1769086763","merchant_order_reference_id":null,"amount":10000000,"currency":"EUR","connector":"adyen","payout_type":"card","payout_method_data":{"card":{"card_issuer":"JP Morgan","card_network":"Visa","card_type":"CREDIT","card_issuing_country":"INDIA","bank_code":"JP_JPM","last4":"1111","card_isin":"411111","card_extended_bin":null,"card_exp_month":"03","card_exp_year":"2030","card_holder_name":"John Doe"}},"billing":{"address":{"city":"San Fransico","country":"US","line1":"1467","line2":"Harrison Street","line3":"Harrison Street","zip":"94122","state":"CA","first_name":"John","last_name":"Doe","origin_zip":null},"phone":{"number":"8056594427","country_code":"+91"},"email":null},"auto_fulfill":true,"customer_id":"cus_E1FFR5t0Td7rCVUsHrOq","customer":{"id":"cus_E1FFR5t0Td7rCVUsHrOq","name":"John Doe","email":"guest@example.com","phone":"999999999","phone_country_code":"+65"},"client_secret":"payout_payout_lNhO1fzAWrR6CQXUxC3D_secret_8UGYb5Xy4ldCuy23ohcK","return_url":null,"business_country":null,"business_label":null,"description":"Its my first payout request","entity_type":"Individual","recurring":true,"metadata":{"ref":"123"},"merchant_connector_id":"mca_vWSjFfMZyPr6iesEQI6K","status":"success","error_message":null,"error_code":null,"profile_id":"pro_4bFmAnt3jwGrRZc5AtKc","created":"2026-01-22T13:08:55.965Z","connector_transaction_id":"VFNQJXPK5P63RX75","priority":null,"payout_link":null,"email":"guest@example.com","name":"John Doe","phone":"999999999","phone_country_code":"+65","unified_code":null,"unified_message":null,"payout_method_id":"pm_D8TRQ1WmhVobGNKYU3py"}

Outcome

• Should've received a webhook

Checklist

• I formatted the code cargo +nightly fmt --all
• I addressed lints thrown by cargo clippy
• I reviewed the submitted code
• I added unit tests for my changes where possible

[semanticdiff-com]

Review changes with  

Changed Files

File	Status
crates/router/src/utils.rs	62% smaller
crates/hyperswitch_domain_models/src/business_profile.rs	52% smaller
crates/common_types/src/consts.rs	0% smaller

[codecov]

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